01 Input
Financials and statutory documents, uploaded once.
Capital advisory, built as a SaaSCapital,
Capital,
designed to be
fundable.
The Cap Stack transforms financial data into capital intelligence—revealing what you have, what you need, and how to structure it better.
- Onboardwith ease
- Optimizeyour stack
- Raisewith confidence
- Managewhat matters
Your Financials tells a story
The Cap Stack turns into a Capital Strategy
- 02 Intelligence
Parsed, scored, and the signals that matter.
- 03 Recommendation
The debt-and-equity mix the numbers support.
- 04 Capital
Lenders and investors matched to your profile.
Upload once, we structure your financial data, assess your capital health and surface the signals that matter.
Discover the capital provider, execute the right structure and manage your capital in one place.
Capital should be decided
on numbers — not on
who you happen to know.
The right capital should find the right business, because the numbers make the case.
You have questions. Fair.
Can I raise debt and
equity in one place?
What is The Cap Stack?
The Cap Stack is a capital-advisory platform for Indian companies raising debt and equity. You onboard once. We parse your financials, GST filings and bureau data, then compute your Capital Health Score (CHS) — DSCR, ICR and Debt/Equity from source documents, not self-reported numbers.
From there, the Capital Stack Optimizer shows the mix that lowers your cost of capital, and Debt Stacker and Equity Stacker route you to lenders and investors whose mandate actually fits your profile.
An End-to-End Ecosystem Unified in One Platform
01 | THE STACK
Capital Health Score
Know where your business stands before the market prices it.
Data-driven assessment across seven key areas of your business health.
Data-driven assessment across seven key areas of your business health.
02 | THE STACK
Capital Stack Optimizer
Build the right capital structure.
Optimize the mix of debt, equity and structured financing across cost, risk, tenor, liquidity, dilution and flexibility—to lower your cost of capital and improve outcomes.
- Optimal MixDebt, Equity & Structured Capital
- Lower CostWeighted cost of capital
- Balanced RiskRight risk for better stability
- Right TenorMatch capital with business needs
- Better OutcomesStronger growth with flexibility
We find your optimal capital mixData-driven. Scenario-tested. Outcome-focused.
Optimized for Lower Cost of Capital & Higher FlexibilityCurrent Mix
- Debt 60%
- Equity 30%
- Structured Capital 10%
Optimized Mix
- Debt 45%
- Equity 35%
- Structured Capital 20%
Potential Impact
- ↓ 1.25%Lower Cost of Capital
- ↑ 18%Better Cash Flow Flexibility
- ↓ 22%Risk Exposure
- ↑ 12%Value Creation
03 | THE STACK
Debt Stacker
Find debt that fits.
We match your profile with the right debt partners based on your funding needs, business strength and mandate.
Smart lender discovery. Better terms. Faster closure.
- Lender DiscoveryBanks, NBFCs, DFIs & More
- Smart MatchingRequirement-led shortlisting
- Better TermsCompetitive rates & conditions
- Faster ClosureEnd-to-end support till disbursement
- Funding Need₹ 25.00 Cr
- Tenor5–7 Years
- SecurityReceivables
- Risk GradeA
| Lender | Type | Rate (p.a.) | Tenor | Fit Score |
|---|---|---|---|---|
| HDFC Bank | Bank | 8.45% | 60 Months | |
| State Bank of India | Bank | 8.65% | 60 Months | |
| ICICI Bank | Bank | 8.75% | 60 Months | |
| IIFL Finance | NBFC | 9.25% | 48 Months | |
| Northern Arc | NBFC | 9.50% | 48 Months |
Potential Impact
- ↓ 1.35%Lower Cost of Debt
- ↑ 18%Better Cash Flow
- ↓ 22%Risk Reduction
- ↑ 12%Faster Disbursement
04 | THE STACK
Equity Stacker
Raise equity from the right investors.
We connect your capital needs with investors whose thesis, stage focus and sector interest align with your business.
- Curated InvestorsAccess VCs, PEs, Family Offices & Strategic Investors
- Smart MatchingAI-led matching based on your business profile and funding needs
- Better OutcomesHigher relevance, better terms and long-term partnerships
- End-to-End SupportFrom pitch prep to term sheet negotiation
Your Equity Need₹ 25.00 CrPre-Series B | Sector: Clean Energy | Growth Stage
- ✓ Access to 500+ active investors
- ✓ AI-matched investor shortlists
- ✓ Better terms & smarter negotiations
| Investor | Type | Focus Area | Ticket Size | Fit |
|---|---|---|---|---|
| Sequoia Capital India | VC | Clean Energy, Climate Tech | ₹ 20 – 50 Cr | |
| Accel | VC | Energy, Mobility, SaaS | ₹ 10 – 30 Cr | |
| Blume Ventures | VC | Climate Tech, Infra | ₹ 10 – 25 Cr | |
| Trifecta Capital | PE | Energy, Manufacturing | ₹ 25 – 75 Cr | |
| IIFL AMC PE | PE | Growth Equity, Infra | ₹ 25 – 60 Cr |
Investor Mix by Type
- 40% VC Funds
- 30% PE Funds
- 20% Family Offices
- 10% Strategic Investors
Potential Impact
- ↑ 18%Higher Valuation Potential
- ↑ 22%Better Terms & Governance
- ↑ 15%Long-term Strategic Partnerships
- ↓ 20%Time to Close Reduced
05 | THE STACK
Cap Stack Connect
Your capital intelligence newsroom.
Stay ahead with curated updates on markets, regulation, funding, sector trends and lender insights—all in one place.
Stay informed. Make smarter capital decisions. Knowledge connects capital to opportunity.
- Curated InsightsHandpicked updates that matter
- Real-time AlertsNever miss critical developments
- Lender & Investor UpdatesTrack announcements, offers & more
- Industry TrendsData-backed views across sectors
NewsroomCurated. Relevant. Actionable.
- REGULATIONRBI updates priority sector lending norms
Key changes to PSL categories and lending thresholds effective Apr 1, 2024.
2h ago · Read More → - MARKETSIndia GDP growth rises to 8.4% in Q4 FY24
Strong manufacturing and services momentum drives growth above estimates.
5h ago · Read More → - FUNDINGSIDBI announces ₹15,000 Cr for MSMEs
New credit lines to support capacity expansion and green initiatives.
1d ago · Read More → - INDUSTRYRenewable energy investment crosses record
Investments in clean energy surge 32% YoY in FY24.
1d ago · Read More →
06 | THE STACK
Manage (LMS / FMS)
Your integrated loan & facility management hub.
Track, manage and stay on top of all your borrowings, covenants, repayments and compliance — in real time.
- Centralized ViewAll loans & facilities in one place
- Repayment CalendarNever miss an EMI or payment
- Covenant TrackerMonitor compliance in real time
- Utilization OverviewTrack limits, draws & availability
- Alerts & RemindersSmart alerts for critical events
- Reports & ExportsDownload, share & stay audit-ready
Loan Management SystemOverview of your loan portfolio · As on 20 May 2024
- Total Facilities₹ 125.40 CrAcross 18 facilities
- Total Outstanding₹ 78.65 Cr63% of total facilities
- Available Limits₹ 46.75 Cr37% of total facilities
- Upcoming Payments₹ 3.28 CrNext 30 days
| Facility | Lender | Type | Outstanding | Util. | Maturity |
|---|---|---|---|---|---|
| Term Loan – HDFC | HDFC Bank | Term Loan | ₹ 18.20 Cr | 72% | Mar 2028 |
| Working Capital – SBI | SBI Bank | CC | ₹ 12.40 Cr | 58% | Sep 2025 |
| Project Finance – ICICI | ICICI Bank | Term Loan | ₹ 24.80 Cr | 81% | Jun 2029 |
- EMI Due in 5 days₹ 42.5 L
- Covenant at riskDSCR threshold
- Document expiring soon12 days left
Four instruments,
one stack
Open dashboardAssess
Capital Health Score
Seven categories scored from source documents.
ExploreAssess
Stack Optimizer
The debt-equity mix that lowers your cost of capital.
ExploreRaise
Debt Stacker
Banks, NBFCs and DFIs, compared on rate and tenor.
ExploreRaise
Equity Stacker
Investors whose thesis matches your stage and sector.
ExploreQuestions
Everything, explained
From source documents. Audited financials, GST filings, bank statements, MCA records and your credit bureau report or CMR. DSCR, Interest Coverage Ratio (ICR) and Debt/Equity are computed, not typed in. Anything we cannot derive is flagged for you to confirm — we never guess.
Most companies finish KYC & Onboarding in a single sitting once CIN, GST and Udyam details are to hand. Statement parsing runs in the background. You review the parsed output before it becomes part of your profile.
Only you, until you release a profile to a named lender or investor. Access is scope-tight, logged and revocable. We do not sell data and we do not broadcast your raise to the market.
Yes. Debt Stacker handles facilities, tenor and covenants. Equity Stacker handles cap table and dilution. The Capital Stack Optimizer shows the blend that lowers your weighted cost of capital across both.
Typically ₹5 Cr to ₹500 Cr across working capital, term debt, structured facilities, and growth equity. Smaller rounds are matched where a lender mandate fits.
No. We improve mandate fit and shorten diligence by giving both sides verified data. Credit and investment decisions stay with the lender or investor.
Lenders, funds and channel partners
Capital meets conviction
Built for Indian balance sheets. See which capital pools your profile already clears — bureau, MCA, GST and CERSAI, checked once and shared only when you release the profile.
For lenders & investorsTalk to us
Questions, feedback or a raise you are planning — send it across. A person reads every message and replies within two working days.